It is often the case that advisers, brokers, fund managers and their clients do not fully understand the degree of risk they are taking, particularly following sustained periods of benign market conditions, such as those we are currently experiencing. With that in mind, I thought I’d provide you with a timely piece of poetry.
As firm believers in evidence based investing, we encourage our clients to remain calm and confident during times of market uncertainty and to recall our investment philosophy. As we highlighted in our blog back in February, Night Follows Day, working with an independent financial planner and remaining disciplined are key factors in achieving long-term financial security through investing.
You may be entitled to a refund of Power of Attorney (POA) registration fees, be that for your financial affairs or your health and welfare, if it was registered with the Office of the Public Guardian (OPG) between April 1st 2013 and March 31st 2017. This is due to the OPG reducing their operating costs as more people register and subsequent efficiency improvements.
“We are exhausted, fed up and would retire tomorrow if we thought we could afford to“.
This was pretty much the first sentence in a conversation I had some years ago with new clients who ran a business which demanded all of their time, with very little respite. Both in their early 60s and having worked every day for the previous 30 years, they were both pretty much at the end of their tethers.
Throughout life we grow up hearing about the importance of setting goals. Right from being children we are encouraged to select study options for future career ambitions, which we may grow to not desire. Goals are evidenced in all the choices we make, whether it be supporting our children to establish themselves, choosing the right house type and location to call home, picking a vehicle to drive, positioning a business for sale and even to planning for retirement. The list goes on!
Following on from successful growth in 2017, we have recently recruited two new Planners to work alongside our existing team of 5. This expansion is in response to steady company growth over the past year and continues our ambitious plans in looking to expand all operational departments and service capability over the coming years.