What Unknown Risk Are You Taking

What Unknown Risk Are You Taking

It is often the case that advisers, brokers, fund managers and their clients do not fully understand the degree of risk they are taking, particularly following sustained periods of benign market conditions, such as those we are currently experiencing. With that in mind, I thought I’d provide you with a timely piece of poetry.

Are You Entitled to a Refund of Court Fees for Registering your Power of Attorney?

Are You Entitled to a Refund of Court Fees for Registering your Power of Attorney?

You may be entitled to a refund of Power of Attorney (POA) registration fees, be that for your financial affairs or your health and welfare, if it was registered with the Office of the Public Guardian (OPG) between April 1st 2013 and March 31st 2017. This is due to the OPG reducing their operating costs as more people register and subsequent efficiency improvements.

Case Study: Meet Tony and Patricia

Case Study: Meet Tony and Patricia

“We are exhausted, fed up and would retire tomorrow if we thought we could afford to“.

This was pretty much the first sentence in a conversation I had some years ago with new clients who ran a business which demanded all of their time, with very little respite. Both in their early 60s and having worked every day for the previous 30 years, they were both pretty much at the end of their tethers.

Gross Income Takes Over from Net Return in the Buy To Let Sector

Gross Income Takes Over from Net Return in the Buy To Let Sector

A new ruling which may have been overlooked is that of mortgage interest relief for mortgages in the Buy To Let (BTL) sector. This is now an income reducer as opposed to reliever. As you may know this is currently being phased in.

Spring Statement Overview 2018

Spring Statement Overview 2018

There may not be a Budget in its usual time slot this year but we’re not missing out on fiscal information as the Chancellor delivered his first Spring Statement to Parliament yesterday.

Why Financial Goals Alone Are Meaningless

Why Financial Goals Alone Are Meaningless

Throughout life we grow up hearing about the importance of setting goals. Right from being children we are encouraged to select study options for future career ambitions, which we may grow to not desire. Goals are evidenced in all the choices we make, whether it be supporting our children to establish themselves, choosing the right house type and location to call home, picking a vehicle to drive, positioning a business for sale and even to planning for retirement. The list goes on!

Welcome Our New Financial Planners

Welcome Our New Financial Planners

Following on from successful growth in 2017, we have recently recruited two new Planners to work alongside our existing team of 5. This expansion is in response to steady company growth over the past year and continues our ambitious plans in looking to expand all operational departments and service capability over the coming years.