Observations

Strategy v Tactics When It Comes to Investing Your Money

Strategy v Tactics When It Comes to Investing Your Money

Karl looks at how our Balanced portfolio compares to an excerpt from research and analysis undertaken, of many thousands of portfolios by an independent research company covering the 10 years to the end of September this 2018.

Understanding the growing ESG consciousness of investors

Understanding the growing ESG consciousness of investors

We begin to unpackage the growing influence of ESG factors which has pushed its way to the forefront of future investment agendas; reshaping and re-imagining the industry.

Why You Live to 100 in Our Financial Planning Models

Why You Live to 100 in Our Financial Planning Models

It is important to plan for the long run, and that is exactly what we do with our financial plan for each of our clients. We ensure that you are prepared financially at any stage, or age, of your life.

Growing and Protecting Your Money (Part 3)

Growing and Protecting Your Money (Part 3)

Speculating v Investing: In the final part of this investment series, read why we tune out the noise of active investment and look to an evidence-based approach to provide our clients with peace of mind.

Your Money not the Taxman

Your Money not the Taxman

There’s a lot written about inheritance tax (IHT) planning and much of it is useful and reasonable. There are clever schemes that involve gifting money, investing in particular share classes that qualify for certain reliefs, complicated products from life companies, and a plethora of different trust arrangements available directly from Solicitors. However, although these schemes work, before you engage in them you should firstly consider more simple solutions, some of which I have set out below.

Professionalism in Financial Services?

Professionalism in Financial Services?

Within financial services the debate continues about whether those who work in it are working in an ‘industry’ or a ‘profession’, predominantly because of its obsession with sales (of policies or this quarter’s next best thing in investment funds).

Our 2018 Charity of the Year

Our 2018 Charity of the Year

After a successful year of fundraising for the Jane Tomlinson Appeal and Yorkshire Air Ambulance, raising over £2000, we have decided on our 2018 charity of the year as the Leeds Community Foundation.

Growing and Protecting Your Money (Part 2)

Growing and Protecting Your Money (Part 2)

In Part 1 we looked at the impact of time and quantum in building savings and investments to best equip you for life’s journey and to ensure you combine liquidity with returns in excess of inflation, to ensure you maintain buying power. In Part 2 we are looking at how to best use capital markets to give you the returns you need to maximise the chance of living life as you want to, at a level of risk that will not keep you awake at night.