Property

Help To Buy ISAs coming to a close in November

Help To Buy ISAs coming to a close in November

Since the 2008 recession, the Government has looked at several ways to assist first time buyers onto the housing ladder. One of which, was the Help to Buy ISA, (H2BISA), launched in December 2015.  However, they are about to be closed to new applicants from November 30th.

Increase in Probate Fees for the Estates of Many

Increase in Probate Fees for the Estates of Many

Get familiar with the increase in probate costs, coming into effect April 2019, if you are in the unfortunate position of organising the estate of loved ones.

Financial Planning in your Forties

Financial Planning in your Forties

The forties is a crucial decade to take a step back and make sure your finances are on track to meet your goals. Have you planned for the future?

Gross Income Takes Over from Net Return in the Buy To Let Sector

Gross Income Takes Over from Net Return in the Buy To Let Sector

A new ruling which may have been overlooked is that of mortgage interest relief for mortgages in the Buy To Let (BTL) sector. This is now an income reducer as opposed to reliever. As you may know this is currently being phased in.

Stamp Duty Surcharge on Second Homes – Far Reaching Effects

Stamp Duty Surcharge on Second Homes – Far Reaching Effects

Pippa Oldfield, Financial Planning Analyst at Leeds-based Financial Planning firm Manse Capital, considers the wide impact of the forthcoming Stamp Duty surcharge.

The Autumn Statement 2015 saw the Treasury announce a 3% premium in Stamp Duty on all second residential and Buy to Let properties purchased for £40,000 or more, with effect 1 April 2016. The plan, which aims to raise £1bn by 2021 and to re-focus support...

The Struggles of a Landlord

The Struggles of a Landlord

In Britain property has been seen as an attractive way of investing money for the long term on the simple premise that tenants will cover the running costs, lenders will help someone buy a more valuable asset and the landlord reaps the benefits of asset growth on the full amount – simple.

Or is it… on top of all the usual headaches a landlord faces in terms of rental voids, non paying tenants...

Overseas Wills and the August change in EU regulations

Overseas Wills and the August change in EU regulations

Buying an overseas property is probably the most exciting thing that you will ever do. The prospect of holidays to come, or even moving abroad, is a very enticing prospect for many people and when you do it, you probably can’t wait to go out to your new property. However, it does make sense to take a step back and think at this stage about who you want to inherit from you, as arranging things now can make a big difference not only in terms of making things easy for your heirs, but also in terms of reducing tax...

Should You Buy or Rent Your Home

Much has been said and written of the arguments as to whether it is best to buy or rent a home, usually in a very subjective manner. Our research shows, that before we even consider the long-term cost comparison, there is no ‘generic’ right or wrong answer though there is very clearly a right answer for most individuals if they were to ask themselves a few key questions. An interesting survey was undertaken by the Communities and Local Government, which make interesting reading but only addresses attitudes and perceptions and not the practicalities and realities.