Investment advice

Help To Buy ISAs coming to a close in November

Help To Buy ISAs coming to a close in November

Since the 2008 recession, the Government has looked at several ways to assist first time buyers onto the housing ladder. One of which, was the Help to Buy ISA, (H2BISA), launched in December 2015.  However, they are about to be closed to new applicants from November 30th.

Woodford Adds Fuel To The Active Investment Fire

Woodford Adds Fuel To The Active Investment Fire

Active investment manager Neil Woodford is under heavy fire this month after large scale withdrawals from his flagship Woodford Equity Income Fund has forced the suspension of the fund temporarily.

Top Tips From the Late Jack Bogle

Top Tips From the Late Jack Bogle

We look at the top tips of successful investing from John ‘Jack’ Bogle, the founder of Vanguard, espoused along his 65-year long career.

Growing and Protecting Your Money (Part 1)

Growing and Protecting Your Money (Part 1)

Over the course of this quarter we aim to help you understand why you might want to invest, where returns come from and the dangers you need to be looking out for. Part 1 covers the difference between saving and investing, and some ground rules to help guide you through the maze of money management.

What Unknown Risk Are You Taking

What Unknown Risk Are You Taking

It is often the case that advisers, brokers, fund managers and their clients do not fully understand the degree of risk they are taking, particularly following sustained periods of benign market conditions, such as those we are currently experiencing. With that in mind, I thought I’d provide you with a timely piece of poetry.

Case Study: Meet Tony and Patricia

Case Study: Meet Tony and Patricia

“We are exhausted, fed up and would retire tomorrow if we thought we could afford to“.

This was pretty much the first sentence in a conversation I had some years ago with new clients who ran a business which demanded all of their time, with very little respite. Both in their early 60s and having worked every day for the previous 30 years, they were both pretty much at the end of their tethers.

Night Follows Day

Night Follows Day

Following a sustained run of positive returns across equity markets (arguably 9 years), last week saw a return of the ‘V’ word. Volatility has always and always will be with us, and as long as markets exist there can be no returns over and above the risk-free rate (call this the returns from cash deposits) without risk. This is what markets do; as sure as night follows day.