Financial Planning

Strategy v Tactics When It Comes to Investing Your Money

Strategy v Tactics When It Comes to Investing Your Money

Karl looks at how our Balanced portfolio compares to an excerpt from research and analysis undertaken, of many thousands of portfolios by an independent research company covering the 10 years to the end of September this 2018.

Understanding the growing ESG consciousness of investors

Understanding the growing ESG consciousness of investors

We begin to unpackage the growing influence of ESG factors which has pushed its way to the forefront of future investment agendas; reshaping and re-imagining the industry.

Top 100 Adviser Feature

Top 100 Adviser Feature

We are pleased to announce that we have featured on the Citywire New Model Adviser Top 100 2018 list for the second year running.

Why You Live to 100 in Our Financial Planning Models

Why You Live to 100 in Our Financial Planning Models

It is important to plan for the long run, and that is exactly what we do with our financial plan for each of our clients. We ensure that you are prepared financially at any stage, or age, of your life.

Growing and Protecting Your Money (Part 3)

Growing and Protecting Your Money (Part 3)

Speculating v Investing: In the final part of this investment series, read why we tune out the noise of active investment and look to an evidence-based approach to provide our clients with peace of mind.

Your Family Not The Taxman

Your Family Not The Taxman

Our latest blog series explores the complexities of Estate Planning in order to provide you with a concise overview of the fundamentals. Following our previous blog ‘Your Money not the Taxman’, we break the subject down further.

Financial Planning in your Forties

Financial Planning in your Forties

The forties is a crucial decade to take a step back and make sure your finances are on track to meet your goals. Have you planned for the future?

Your Money not the Taxman

Your Money not the Taxman

There’s a lot written about inheritance tax (IHT) planning and much of it is useful and reasonable. There are clever schemes that involve gifting money, investing in particular share classes that qualify for certain reliefs, complicated products from life companies, and a plethora of different trust arrangements available directly from Solicitors. However, although these schemes work, before you engage in them you should firstly consider more simple solutions, some of which I have set out below.

Professionalism in Financial Services?

Professionalism in Financial Services?

Within financial services the debate continues about whether those who work in it are working in an ‘industry’ or a ‘profession’, predominantly because of its obsession with sales (of policies or this quarter’s next best thing in investment funds).