Pensions

Why You Live to 100 in Our Financial Planning Models

Why You Live to 100 in Our Financial Planning Models

It is important to plan for the long run, and that is exactly what we do with our financial plan for each of our clients. We ensure that you are prepared financially at any stage, or age, of your life.

Financial Planning in your Forties

Financial Planning in your Forties

The forties is a crucial decade to take a step back and make sure your finances are on track to meet your goals. Have you planned for the future?

Why Financial Goals Alone Are Meaningless

Why Financial Goals Alone Are Meaningless

Throughout life we grow up hearing about the importance of setting goals. Right from being children we are encouraged to select study options for future career ambitions, which we may grow to not desire. Goals are evidenced in all the choices we make, whether it be supporting our children to establish themselves, choosing the right house type and location to call home, picking a vehicle to drive, positioning a business for sale and even to planning for retirement. The list goes on!

Case Study: Meet Vince

Case Study: Meet Vince

When I received a referral to a Consultant Surgeon, with a rather lucrative private practice, wanting to sort out his retirement I was excited to say the least. Vince was 55 and wanting to cease work full time by the age of 60.

Case Study: Meet Dom and Stu

Case Study: Meet Dom and Stu

Independence and impartiality are two extremely important words that we at Manse Capital are fiercely protective of when it comes to giving advice to our clients. However we are not alone in our thinking as two long standing veterinary clients of Manse also hold similar values.

Case Study: Meet Dave and Carol

Case Study: Meet Dave and Carol

Dave and Carol have always wished to change careers or semi retire at 55. Both are qualified Doctors working in the NHS: Dave as an anaesthetist, and Carol having worked in General Practice, psychiatric primary care and Occupational Medicine. They have lived in North Yorkshire for over 20 years and approached Manse Capital fifteen years ago to help them achieve a number of lifestyle objectives.

Case Study: Meet Mike

Case Study: Meet Mike

Meet Mike. Mike is 47, he is a Dentist and has two practices, one NHS and one private. Mike came to us with a wish list. He wanted to know when and if he could afford to sell the NHS practice and work part time in the private practice from age 50 and buy a property in the French Alps.

How much do I need to sell my business for?

How much do I need to sell my business for?

As a financial planning company advising many small and medium sized business owners (SME’s) this is probably the most asked question we get. Most SME owners have a deep attachment to their business as it was them who grew the initial seed from a fledging idea, invested their own capital in the project and took significant risk to grow the company or partnership in to a profitable enterprise.

The Latest Attack On Your NHS Pension – The Tapered Annual Allowance

Nick Crabbe from Leeds and Worcester wealth management and financial planning firm Manse Capital considers The Latest Attack on your NHS Pension – “The Tapered Annual Allowance”

The Government has for some time been mooting the idea of removing tax relief on pension contributions for those paying the highest rate of marginal tax (i.e. those earning more than £150,000).