Read our summary of the key Autumn Budget takeaways here.
In Part 1 we looked at the impact of time and quantum in building savings and investments to best equip you for life’s journey and to ensure you combine liquidity with returns in excess of inflation, to ensure you maintain buying power. In Part 2 we are looking at how to best use capital markets to give you the returns you need to maximise the chance of living life as you want to, at a level of risk that will not keep you awake at night.
Over the course of this quarter we aim to help you understand why you might want to invest, where returns come from and the dangers you need to be looking out for. Part 1 covers the difference between saving and investing, and some ground rules to help guide you through the maze of money management.
Throughout life we grow up hearing about the importance of setting goals. Right from being children we are encouraged to select study options for future career ambitions, which we may grow to not desire. Goals are evidenced in all the choices we make, whether it be supporting our children to establish themselves, choosing the right house type and location to call home, picking a vehicle to drive, positioning a business for sale and even to planning for retirement. The list goes on!
Dave and Carol have always wished to change careers or semi retire at 55. Both are qualified Doctors working in the NHS: Dave as an anaesthetist, and Carol having worked in General Practice, psychiatric primary care and Occupational Medicine. They have lived in North Yorkshire for over 20 years and approached Manse Capital fifteen years ago to help them achieve a number of lifestyle objectives.